DEEP EXPERIENCE in finance and blockchain

Millicent's leadership team has decades of experience at the forefront of global finance and distributed ledger technology, from working with the world's largest and most advanced institutions, to publishing frequently cited, peer-reviewed academic papers and global conference proceedings.

With intimate, in-depth, knowledge of both legacy and next-generation systems, they are ideally placed to guide the evolution towards the next generation of money.

Headshot: Millicent CEO Stella Dyer

Stella Dyer

Founder & CEO
Senior management expert with years of experience at the forefront of global finance and leadership with Morgan Stanley, JP Morgan, and managing Goldman Sachs' Global High Tech Investment Banking Unit.
MBA, Harvard Business School
Headshot: Millicent CTO Dr Zakwan Jaroucheh

Dr Zakwan Jaroucheh​

Co-Founder & CTO
Expert in blockchain and DLT technologies,  context-aware pervasive computing, and cyber-security. Author of 20+ peer-reviewed publications in Computer Science.
PhD, Computer Software Engineering, Edinburgh Napier University
Kene Ezeji-Okoye

Kene Ezeji-Okoye

Founder & President
Business development and growth lead with experience scaling young start-ups and implementing creative strategies for global companies including Microsoft, Red Bull, and BMW.
MBA, Anglia Ruskin University
Exec. Ed. INSEAD
Umair Sarfraz

Umair Sarfraz

Co-Founder & Advisor
Directed Acyclic Graph specialist, senior software developer and technical lead with the IOTA foundation. Highly skilled in systems architecture, wallets, microtransactions and cloud security.
MSc, Computer Science, COSMATS
Dr. Kseniia Ilchenko

Dr. Kseniia Ilchenko

Head of Product
Full-stack data scientist with strong background in economic modelling, enterprise blockchain payment systems, ML and AI techniques for data analysis, forecasting and financial modelling.
PhD, Models and Information Technologies in Economics, National Technical University of Ukraine
Trevor Oakley

Trevor Oakley

Solutions Architect
Solutions architect focused on CBDCs and related issues, including tokenisation and monetary policy. Experienced in Hyperledger, Corda, Mojaloop, Java, nodejs, Go. Formerly with Deutsche Bank and Skale
MSc, Computer Science, University of Manchester
Sam Speed

Sam Speed

Head of Ecosystem
Extensive experience in brand management, corporate strategy, community and partnerships; working with both Fortune 100 companies including Nike, Walmart and Microsoft, as well as growth stage startups such as Plenty and Allbirds
David Elu

David Elu

Head of Compliance / MLRO
Senior risk and compliance officer with a long history at the core of regulated financial entities including Clydesdale Bank and Ghana International Bank. Strong educational background in both Computer Science and Law.

Advisory Board

Lan Tschirky

Lan Tschirky

A major figure in Davos & Switzerland's blockchain community since the industry's inception, anyone who knows Lan recognises that she is an unstoppable force with boundless energy.  An active businesswoman, entrepreneur & investor in early-stage start-ups worldwide, Lan possesses a rare instinct to pinpoint talent. She has lent her experience to nurture that talent & propel numerous ventures to success.
Bill Pike

Bill Pike

Former COO, Corporate & Institutional Banking, of the UK's largest bank, Lloyds Banking Group. Highly experienced in delivering operational excellence, cstrategic direction and innovation. Bill is used to driving business lines with thousands of employees, and billions of dollars on the line and has a deep understanding of business and organisational strategy, with strong analytical and problem solving skills.

Fatih Ozturk

15+ years of experience in payment systems design and engineering with high profile banking, finance, and information technology companies, including end-to-end overhaul of nationwide legacy payment systems with PayCore. Expertise includes: (contactless) card payment networks, loyalty programs, point-of-sale (POS) systems, fraud internet banking, mobile banking, and risk management.
Bill Pike

Bill Pike

Former COO, Corporate & Institutional Banking, of the UK's largest bank, Lloyds Banking Group. Highly experienced in delivering operational excellence, cstrategic direction and innovation. Bill is used to driving business lines with thousands of employees, and billions of dollars on the line and has a deep understanding of business and organisational strategy, with strong analytical and problem solving skills.

Fatih Ozturk

15+ years of experience in payment systems design and engineering with high profile banking, finance, and information technology companies, including end-to-end overhaul of nationwide legacy payment systems with PayCore. Expertise includes: (contactless) card payment networks, loyalty programs, point-of-sale (POS) systems, fraud internet banking, mobile banking, and risk management.

Ismail Malik

Experienced blockchain entrepreneur and thought leader with a disruptive, decentralized, approach to innovation for rapid growth, centered on eMoney, tokenized credit and DeFi. Founder & CEO of Blockchain Lab, a leading London-based research and development firm, focused on secure embedded smart contracts, trusted execution environments, and decentralised atomic digital token based currency swaps.

Fatih Ozturk

15+ years of experience in payment systems design and engineering with high profile banking, finance, and information technology companies, including end-to-end overhaul of nationwide legacy payment systems with PayCore. Expertise includes: (contactless) card payment networks, loyalty programs, point-of-sale (POS) systems, fraud internet banking, mobile banking, and risk management.

Ismail Malik

Experienced blockchain entrepreneur and thought leader with a disruptive, decentralized, approach to innovation for rapid growth, centered on eMoney, tokenized credit and DeFi. Founder & CEO of Blockchain Lab, a leading London-based research and development firm, focused on secure embedded smart contracts, trusted execution environments, and decentralised atomic digital token based currency swaps.
Lan Tschirky

Lan Tschirky

A major figure in Davos & Switzerland's blockchain community since the industry's inception, anyone who knows Lan recognises that she is an unstoppable force with boundless energy.  An active businesswoman, entrepreneur & investor in early-stage start-ups worldwide, Lan possesses a rare instinct to pinpoint talent. She has lent her experience to nurture that talent & propel numerous ventures to success.

Ismail Malik

Experienced blockchain entrepreneur and thought leader with a disruptive, decentralized, approach to innovation for rapid growth, centered on eMoney, tokenized credit and DeFi. Founder & CEO of Blockchain Lab, a leading London-based research and development firm, focused on secure embedded smart contracts, trusted execution environments, and decentralised atomic digital token based currency swaps.
Lan Tschirky

Lan Tschirky

A major figure in Davos & Switzerland's blockchain community since the industry's inception, anyone who knows Lan recognises that she is an unstoppable force with boundless energy.  An active businesswoman, entrepreneur & investor in early-stage start-ups worldwide, Lan possesses a rare instinct to pinpoint talent. She has lent her experience to nurture that talent & propel numerous ventures to success.
Bill Pike

Bill Pike

Former COO, Corporate & Institutional Banking, of the UK's largest bank, Lloyds Banking Group. Highly experienced in delivering operational excellence, cstrategic direction and innovation. Bill is used to driving business lines with thousands of employees, and billions of dollars on the line and has a deep understanding of business and organisational strategy, with strong analytical and problem solving skills.

Ismail Malik

Experienced blockchain entrepreneur and thought leader with a disruptive, decentralized, approach to innovation for rapid growth, centered on eMoney, tokenized credit and DeFi. Founder & CEO of Blockchain Lab, a leading London-based research and development firm, focused on secure embedded smart contracts, trusted execution environments, and decentralised atomic digital token based currency swaps.
Lan Tschirky

Lan Tschirky

A major figure in Davos & Switzerland's blockchain community since the industry's inception, anyone who knows Lan recognises that she is an unstoppable force with boundless energy.  An active businesswoman, entrepreneur & investor in early-stage start-ups worldwide, Lan possesses a rare instinct to pinpoint talent. She has lent her experience to nurture that talent & propel numerous ventures to success.
Bill Pike

Bill Pike

Former COO, Corporate & Institutional Banking, of the UK's largest bank, Lloyds Banking Group. Highly experienced in delivering operational excellence, cstrategic direction and innovation. Bill is used to driving business lines with thousands of employees, and billions of dollars on the line and has a deep understanding of business and organisational strategy, with strong analytical and problem solving skills.