Select papers, projects, and reports by Millicent Labs and our team members.
Part of Millicent Labs' winning G20 TechSprint submission, this paper presents a CBDC-focused LOFTHub variant designed to improve liquidity and reduce volatility risk in cross-border payments between emerging and developing countries' currencies.
The key to the emerging digital society and economy is digital identity, a fundamental component of digital transformation in representing any real-world entity in digital form. An effective digital identity is essential to secure a successful digital future, especially as the demand for digital services grows.
In most traditional systems, identity subjects do not control their own identity nor do they control personal data. In contrast, a new self-sovereign identity (SSI) protocol approach gives people ownership and control over their data. Cosmos Cash is an emerging open-source public permissionless protocol designed to be regulatory compliant with respect to Know Your Customer (KYC), anti-money laundering (AML) tracking, Financial Action Task Force (FATF) travel rule, and identity management.